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FedNat Insurance is More Than a Policy.

It’s a Promise. One We’ve Kept Since 1992.

At FedNat Insurance Company, we are committed to providing you with the coverage you need and the service you deserve. Our unmatched customer service and fair, competitive pricing give you peace of mind protection for your home and everything in it.

We are dedicated to providing fair, fast, personalized claims handling to all of our customers. Our experienced claims team has overseen more than $4.99 billion in claims paid to date.

Where We Operate

FedNat underwrites Homeowners Multi-Peril, Dwelling Fire, Federal Flood and various other lines of insurance in Florida. FedNat also underwrites Homeowners and Dwelling Fire Insurance policies in Alabama, Louisiana, Mississippi, South Carolina and Texas through our partnership with SageSure Insurance Managers. FedNat affiliated companies are licensed and have the facilities to market and underwrite other insurance carriers’ lines of business. We are also able to process and adjust claims for third-party insurance carriers.

Our Companies

To better serve you, FedNat Holding Company offers a variety of policies, pricing and service types through our companies. You can learn more about them at Our Companies.


FedNat Insurance Company

FedNat Holding Company and FedNat Insurance Company have operated as Federated National Holding Company and Federated National Insurance Company, respectively from the early 1990s until 2018. These operations included American Vehicle Insurance Company that was merged into the FedNat Insurance Company in 2011. Prior policyholders with Federated National Insurance Company and American Vehicle Insurance Company who need information on a policy or claim can contact us at 800-293-2532 or through this website.

Maison Insurance Company

Maison Insurance Company was formed in 2012 and received its Certificate of Authority from the Louisiana Department of Insurance in November 2012. Maison currently writes Homeowners, Manufactured Homes and Dwelling Fire in Louisiana, Texas and Florida. Maison is managed by an experienced team of insurance professionals and is large enough to provide you with the protection and financial stability that you need, but still small enough to personalize each customer experience.

Monarch National Insurance Company

Monarch National Insurance Company (“MNIC”) is a Florida-domiciled property insurance company which began operation in March of 2015. MNIC is a subsidiary of FedNat Holding Company (NASDAQ: “FNHC”) and is managed by the FedNat team of insurance experts located in Sunrise, Florida. MNIC is committed to providing fair and competitive pricing, exceptional customer service, and prompt, personalized claims handling to all of its customers. MNIC currently offers a robust HO-3 product for Florida single-family homeowners, as well as a comprehensive HO-6 product for condominium owners. The MNIC programs are designed for insureds who exhibit pride of ownership in their homes as evidenced by good loss history and responsible financial stewardship. These programs are flexible and have multiple options so that insureds can tailor their policies to fit their individual needs.

FedNat Holding Company

FedNat Holding Company and its affiliates are not affiliated with Federated Mutual Insurance Company or any of its affiliates. FedNat and Monarch National Insurance Company currently hold an A+ by the Better Business Bureau.